Mortgage Home Purchase Loans without the Hassle!
Need financing options on a home, or other real estate? Choosing a purchase loan product that matches your goals and making sure you get the best rate for your given scenario can feel like playing whack-a-mole.
We’re here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with a FREE pre-approval letter request.
We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor.
The Home Purchase Loan Process
Here’s how our home purchase loan process works:
We have a variety of loan options available. Learn more in the "LOAN OPTIONS" tab.
To qualify for a mortgage, lenders typically require that you have a debt-to-income ratio of “28/36.”
This means that no more than 28% of your total monthly income (from all sources, before taxes) can go toward housing, and no more than 36% of your monthly income can go toward your total monthly debt (including your mortgage payment).
EMB Mortgage Group, a Division of ProMortgages LLC
141 Prosperous Place, Suite 25, Lexington, KY 40509
EMB Mortgage Group, a Division of ProMortgages, LLC NMLS 2071, is an Equal Housing Lender.
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