EMB Lenders Kentucky

859-296-4495

  • HOME
  • PURCHASE
  • REFINANCE
  • LOAN OPTIONS
    • 30 YEAR FIXED
    • Conventional Loan
    • FHA LOANS
    • VA LOANS
    • USDA LOANS
    • CONSTRUCTION LOANS
    • JUMBO LOANS
    • 203(k) RENOVATION LOANS
  • FREE TOOLS
    • HOME VALUE
    • SEARCH HOMES FOR SALE
    • PRE-APPROVAL LETTER
    • AIRBNB POTENTIAL
    • CREDIT REPAIR
    • MATCH ME WITH A REALTOR
    • MATCH ME WITH A BUILDER
    • HOME INSURANCE QUOTE
  • OUR PROS
  • CAREERS
  • BOOK A MEETING
  • More
    • HOME
    • PURCHASE
    • REFINANCE
    • LOAN OPTIONS
      • 30 YEAR FIXED
      • Conventional Loan
      • FHA LOANS
      • VA LOANS
      • USDA LOANS
      • CONSTRUCTION LOANS
      • JUMBO LOANS
      • 203(k) RENOVATION LOANS
    • FREE TOOLS
      • HOME VALUE
      • SEARCH HOMES FOR SALE
      • PRE-APPROVAL LETTER
      • AIRBNB POTENTIAL
      • CREDIT REPAIR
      • MATCH ME WITH A REALTOR
      • MATCH ME WITH A BUILDER
      • HOME INSURANCE QUOTE
    • OUR PROS
    • CAREERS
    • BOOK A MEETING
EMB Lenders Kentucky

859-296-4495

  • HOME
  • PURCHASE
  • REFINANCE
  • LOAN OPTIONS
    • 30 YEAR FIXED
    • Conventional Loan
    • FHA LOANS
    • VA LOANS
    • USDA LOANS
    • CONSTRUCTION LOANS
    • JUMBO LOANS
    • 203(k) RENOVATION LOANS
  • FREE TOOLS
    • HOME VALUE
    • SEARCH HOMES FOR SALE
    • PRE-APPROVAL LETTER
    • AIRBNB POTENTIAL
    • CREDIT REPAIR
    • MATCH ME WITH A REALTOR
    • MATCH ME WITH A BUILDER
    • HOME INSURANCE QUOTE
  • OUR PROS
  • CAREERS
  • BOOK A MEETING

GET YOUR QUOTE NOW!

Qualifier Tool

Low Down-Payment FHA Home Loans...

FHA Loan Rates Are Down Payment Friendly & NOT Just for First Timers


An FHA loan is a mortgage loan that is insured by the Federal Housing Administration (FHA). Essentially, the federal government insures loans for FHA-approved lenders in order to reduce their risk of loss if a borrower defaults on their mortgage payments.


The FHA program was created in response to the rash of foreclosures and defaults that happened in 1930s; to provide mortgage lenders with adequate insurance; and to help stimulate the housing market by making loans accessible and affordable.


We're here to make the FHA home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE Rate Quote Tool 


We'll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor.


The FHA Loan Process

Here’s how our home loan process works:

  • Complete our simple FREE Rate Quote Tool 
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs

Do I Qualify?

Typically an FHA loan is one of the easiest types of mortgage loans to qualify for because it requires a low down payment and you can have less-than-perfect credit. 


An FHA down payment of 3.5% is required. Borrowers who cannot afford a traditional down payment of 20% or can’t get approved for private mortgage insurance should look into FHA loans. 

FHA LOAN QUALIFIER
Search For Your New Home Here
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EMB Mortgage Group, a Division of ProMortgages LLC

141 Prosperous Place, Suite 25, Lexington, KY 40509

859-296-4495

EMB Mortgage Group, a Division of ProMortgages, LLC NMLS 2071, is an Equal Housing Lender.   

 www.nmlsconsumeraccess.org 


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