EMB Lenders Kentucky

859-296-4495

  • HOME
  • PURCHASE
  • REFINANCE
  • LOAN OPTIONS
    • 30 YEAR FIXED
    • Conventional Loan
    • FHA LOANS
    • VA LOANS
    • USDA LOANS
    • CONSTRUCTION LOANS
    • JUMBO LOANS
    • 203(k) RENOVATION LOANS
  • FREE TOOLS
    • HOME VALUE
    • SEARCH HOMES FOR SALE
    • PRE-APPROVAL LETTER
    • AIRBNB POTENTIAL
    • CREDIT REPAIR
    • MATCH ME WITH A REALTOR
    • MATCH ME WITH A BUILDER
    • HOME INSURANCE QUOTE
  • OUR PROS
  • CAREERS
  • BOOK A MEETING
  • More
    • HOME
    • PURCHASE
    • REFINANCE
    • LOAN OPTIONS
      • 30 YEAR FIXED
      • Conventional Loan
      • FHA LOANS
      • VA LOANS
      • USDA LOANS
      • CONSTRUCTION LOANS
      • JUMBO LOANS
      • 203(k) RENOVATION LOANS
    • FREE TOOLS
      • HOME VALUE
      • SEARCH HOMES FOR SALE
      • PRE-APPROVAL LETTER
      • AIRBNB POTENTIAL
      • CREDIT REPAIR
      • MATCH ME WITH A REALTOR
      • MATCH ME WITH A BUILDER
      • HOME INSURANCE QUOTE
    • OUR PROS
    • CAREERS
    • BOOK A MEETING
EMB Lenders Kentucky

859-296-4495

  • HOME
  • PURCHASE
  • REFINANCE
  • LOAN OPTIONS
    • 30 YEAR FIXED
    • Conventional Loan
    • FHA LOANS
    • VA LOANS
    • USDA LOANS
    • CONSTRUCTION LOANS
    • JUMBO LOANS
    • 203(k) RENOVATION LOANS
  • FREE TOOLS
    • HOME VALUE
    • SEARCH HOMES FOR SALE
    • PRE-APPROVAL LETTER
    • AIRBNB POTENTIAL
    • CREDIT REPAIR
    • MATCH ME WITH A REALTOR
    • MATCH ME WITH A BUILDER
    • HOME INSURANCE QUOTE
  • OUR PROS
  • CAREERS
  • BOOK A MEETING

GET YOUR QUOTE NOW!

Qualifier Tool

Rural Housing / USDA Loans...

Our USDA Loan Rates Are Low & Our Process is Quick & Painless


The United States Department of Agriculture (USDA) gives out a variety of loans to help low- or moderate-income people buy, repair or renovate a home in a rural area. Some of the popular types of loans are: the single family direct homeownership loan, the single family guaranteed homeownership loan, the rural repair and rehabilitation loan or grant and the mutual self-help loan. This guide will help you figure out what these loans are and whether you qualify.


Though the terms and details of these loans differ, all offer very low effective interest rates (some are as low as 1 percent) and don’t require a cash down payment. To qualify, you need to have a decent credit history.

We’re here to make the USDA home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE Rate Quote Tool 


We'll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor.


The USDA Loan Process

Here’s how our home loan process works:

  • Complete our simple FREE Rate Quote Tool 
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs

Why a USDA Loan?

 There are many benefits, including: no down payment required; borrowers who qualify for a USDA Rural Development home loan have the flexibility to pay nothing out of pocket for a down payment. Additionally, the USDA Loan allows borrowers to use a gift or grant to go toward their mortgage. 

USDA LOAN QUALIFIER
Search For Your New Home Here
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EMB Mortgage Group, a Division of ProMortgages LLC

141 Prosperous Place, Suite 25, Lexington, KY 40509

859-296-4495

EMB Mortgage Group, a Division of ProMortgages, LLC NMLS 2071, is an Equal Housing Lender.   

 www.nmlsconsumeraccess.org 


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